Bank of America

Bank of America is proud to introduce $0 online equity trades through Banc of America Investment Services, Inc.®" title="Bank of America is proud to introduce $0 online equity trades through Banc of America Investment Services, Inc.
A self-directed brokerage account with Banc of America Investment Services, Inc.
A combined balance of at least $25,000 in all of your Bank of America, N.A. deposit accounts (including checking, savings, and CDs)Consider an 8-Month High Yield CD at 5.10% APY²

If $25,000 in deposit accounts is not in line with your portfolio objectives, you can do online trading for as low as $5.Certain conditions apply.Clients of The Private Bank of Bank of America automatically qualify for $0 online equity trades.
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The advantages of integrated online banking and investing.
Banc of America Investment Services, Inc. a non-bank subsidiary of Bank of America, N.A., was recently rated by SmartMoney as one of the top five premium brokers3.
Frequently Asked Questions
Schedule of Banc of America Investment Services, Inc.'s Miscellaneous Fees.
For additional questions, please call Banc of America Investments Services, Inc. at 1.866.848.6540
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Privacy & Security:Bank of America, N.A. Member FDIC. Equal Housing Lender© 2007 Bank of America Corporation. All rights reserved.
1 This offer and investment products provided by Banc of America Investment Services, Inc® Banking products provided by Bank of America, N.A., Member FDIC
Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a combined total of $25,000 or more in your deposit accounts at Bank of America N.A., BAI waives its commission fee for as many as 30 online equity trades each month. When you make an online equity trade, BAI determines whether you meet the balance requirement to qualify that trade for the commission fee waiver. BAI adds the average collected balances in your checking and savings accounts as of the prior month to the balances in your CD and FDIC-insured IRA accounts as of the prior business day. If this calculation reflects a combined total of less than $25,000, BAI then makes a second calculation to see if the trade qualifies by adding the balances in your checking, savings, CD and FDIC-insured IRA accounts as of the prior business day. Offer applies only to online equity trades, including stock and exchange traded fund (ETF) trades. Standard commission fees for online equity trades range from $5 to $14 depending on your relationship with Bank of America and apply when the balance requirement is not met, or when you exceed 30 qualifying trades.
To determine the 30 trade limit, BAI adds the qualifying trades in your individual accounts and in each joint account for which you are the primary account owner. Deposit accounts with the same social security number as the social security number(s) on the Self-Directed Brokerage account are systematically included in the balance determination. Deposit accounts maintained with the Military Bank of Bank of America, N.A. are not systematically included in the balance determination.
Other standard brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, account maintenance, research request, termination and IRA custodial accounts apply. Standard deposit fees apply to deposit accounts.
Relationship requirements and pricing are subject to change. Offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at BAI.
Private Bank clients are automatically eligible for this 30 trade offer.
2The Annual Percentage Yield (APY) is accurate as of 05/11/2007 and is subject to change without notice. This is a promotional rate that applies only to new CDs with an 8-month term opened online through bankofamerica.com. This promotional rate applies only to the initial CD term. At its first maturity date, the CD automatically renews at the rate applicable to a standard 8 month CD. The minimum balance required to open a High Yield CD is $5,000. Alternative terms not allowed. A penalty may be imposed for early withdrawal.
3 Ranked 4th as a Premium Discount Broker in the August 2006 edition of SmartMoney and in a July 11, 2006 article published on SmartMoney.com. Banc of America Investment Services, Inc. received 5 out of 5 stars for Customer Service; 4 out of 5 stars for mutual funds, investment products, banking amenities, and research; and 3 out of 5 stars for trading tools. SmartMoney evaluated 21 premium, full-service, and discount brokers. SmartMoney.com scored 7 brokers in the premium discount broker category on various criteria. The criteria included quality of service, commission and fees, investment products, account amenities, and research. More specifically, SmartMoney and SmartMoney.com reviewed the kinds of research offerings at each discount broker, stock recommendation data for full-service firms, mutual fund offerings, web reliability scores for discount brokers, and trade-execution performance. For basis discount firms, commissions and fees counted for 35% of the score versus 25% for the premium discounters. For premium discounters they weighted service firms the greatest weighting, 30% went to products and services.
Equity securities sold through Banc of America Investment Services, Inc. are subject to stock market fluctuations that occur in response to economic and business developments.
Products offered through Banc of America Investment Services, Inc.:
Are Not FDIC Insured
May Lose Value
Are Not Bank Guaranteed
Banc of America Investment Services, Inc. ® is a registered broker-dealer, Member NASD and SIPC, and a nonbank subsidiary of Bank of America, N.A.
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